Current Rates

Home Deposits Current Rates

View the most recent rates available for First Federal Credit Union accounts, including savings accounts, money market accounts, certificates and checking accounts.

Rates effective as of December 1, 2018

Fed-Up Money Market
 

Daily Average BalanceAPY
$10,000 - $249,9992.00%*
$250,000+0.90%*

*Minimum Deposit of $10,000. $1,000 minimum balance or $5 per monthly fee if balance falls below the minimum balance requirement. Six total withdrawals per month, $5 per transactions fee above the maximum number of withdrawals or checks.  Dividends will be compounded every month. 

 

Certificate Specials
 

Term>$10,000 APY
11 Month2.25%*
19 Month2.50%*
28 Month3.00%*
39 Month3.25%*

*Penalty may be imposed for early withdrawal

*Minimum Deposit of $10,000

 

Fed-Up Money Market
 

Daily Average BalanceAPY
$10,000 - $249,9992.00%*
$250,000+0.90%*

*Minimum Deposit of $10,000. $1,000 minimum balance or $5 per monthly fee if balance falls below the minimum balance requirement. Six total withdrawals per month, $5 per transactions fee above the maximum number of withdrawals or checks.  Dividends will be compounded every month. 

 

 

Personal Money Market
 

Daily Average BalanceAPY
$1 - $9,9990.10%
$10,000 - $24,9990.35%
$25,000 - $499,9991.00%
$500,000 +0.10%

 

Business/Entity Money Market
 

Daily Average BalanceAPY
$1 - $9,9990.10%
$10,000 - $24,9990.35%
$25,000 - $499,9990.70%
$500,000 +0.10%

 

C-Day Checking Rates

  • Minimum of $50 to open a C-Day account
Daily Average BalanceAPY
$1 - $9,9990.10%
$10,000 - $24,9990.15%
$25,000 - $49,9990.25%
$50,000 - $99,9990.35%
$100,000 - $199,9990.45%
$200,000 - $499,9990.55%
$500,000 +0.10%

 

Savings & Checking

  • $5 minimum deposit to open Savings, Christmas Club and Kids First Savings accounts
  • $50 minimum deposit to open a No Strings Checking account
  • $100 minimum deposit to open an IRA Savings account
ShareAPY
Savings
(All Balances)
0.10%
No Strings Checking 
Daily Average Balance
$1 - $500
$501 +

5.00%
0.05%
IRA Savings 
($100 Avg. Daily Balance)
0.25%
Christmas Club
(All Balances)
0.10%
Kids First Savings
Daily Average Balance
$1 - $500
$501 +

5.00%
0.25%

 

*Certain restrictions apply. Please call 319.362.3171 for more information.

> Annual percentage yield (APY) assumes dividends and interest are compounded and credited monthly.

> All rates are variable and subject to change at any time.