Current Rates

Home Deposits Current Rates

View the most recent rates available for First Federal Credit Union accounts, including savings accounts, money market accounts, certificates and checking accounts.

Rates effective as of November 1, 2019

Certificate Specials
 

Term>$10,000 APY

13 Months or More

2.00%*

37 Months or More

2.10%*

*Annual Percentage Yield (APY) effective as of publication date. Minimum $10,000 balance. Penalty for early withdrawal.Member Can Choose Any Length of Term between 13 and 60 months.  Rates are subject to change at any time. Insured by NCUA.

 

Fed Up Money Market
 

Daily Average BalanceAPY
$0 - $500,0001.75%*
$500,000 +.10%

*Variable Interest Compounded Monthly. If the daily balance is greater than $500,000, the interest rate paid on the balance greater than $500,000 is .10% APR and the annual percentage yield is .10% APY.  Minimum opening deposit of $10,000. If the Federal reserve changes the Fed Funds Overnight Rate 1/4%, the Fed Up Money Market rate on qualifying balances will change at least .10%. Transaction activity is limited to six total withdrawals each month with no more than three withdrawals by check. No corporate/business account allowed.

 

Personal Money Market
 

Daily Average BalanceAPY
$1 - $9,9990.10%
$10,000 - $24,9990.35%
$25,000 - $499,9991.00%
$500,000 +0.10%

 

Business/Entity Money Market
 

Daily Average BalanceAPY
$1 - $9,9990.10%
$10,000 - $24,9990.35%
$25,000 - $499,9990.70%
$500,000 +0.10%

 

C-Day Checking Rates

  • Minimum of $50 to open a C-Day account
Daily Average BalanceAPY
$1 - $9,9990.10%
$10,000 - $24,9990.15%
$25,000 - $49,9990.20%
$50,000 - $99,9990.30%
$100,000 - $199,9990.40%
$200,000 - $499,9990.50%
$500,000 +0.10%

 

Savings & Checking

  • $5 minimum deposit to open Savings, Christmas Club and Kids First Savings accounts
  • $50 minimum deposit to open a No Strings Checking account
  • $100 minimum deposit to open an IRA Savings account
ShareAPY
Savings
(All Balances)
0.10%
No Strings Checking 
Daily Average Balance
$1 - $500
$501 +

5.00%
0.05%
IRA Savings 
($100 Avg. Daily Balance)
0.25%
Christmas Club
(All Balances)
0.10%
Kids First Savings
Daily Average Balance
$1 - $500
$501 +

5.00%
0.25%

 

*Certain restrictions apply. Please call 319.362.3171 for more information.

> Annual percentage yield (APY) assumes dividends and interest are compounded and credited monthly.

> All rates are variable and subject to change at any time.