View the most recent rates available for First Federal Credit Union accounts, including savings accounts, money market accounts, certificates and checking accounts.
Rates effective as of January 2, 2020
Certificate Specials
| Term | >$10,000 APY |
|---|---|
13 Months or More | 2.00%* |
37 Months or More | 2.10%* |
*Annual Percentage Yield (APY) effective as of publication date. Minimum $10,000 balance. Penalty for early withdrawal.Member Can Choose Any Length of Term between 13 and 60 months. Rates are subject to change at any time. Insured by NCUA.
Fed Up Money Market
| Daily Average Balance | APY |
|---|---|
| $0 - $500,000 | 1.75%* |
| $500,000 + | .10% |
*Variable Interest Compounded Monthly. If the daily balance is greater than $500,000, the interest rate paid on the balance greater than $500,000 is .10% APR and the annual percentage yield is .10% APY. Minimum opening deposit of $10,000. If the Federal reserve changes the Fed Funds Overnight Rate 1/4%, the Fed Up Money Market rate on qualifying balances will change at least .10%. Transaction activity is limited to six total withdrawals each month with no more than three withdrawals by check. No corporate/business account allowed.
Personal Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $499,999 | 1.00% |
| $500,000 + | 0.10% |
Business/Entity Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $499,999 | 0.70% |
| $500,000 + | 0.10% |
C-Day Checking Rates
- Minimum of $50 to open a C-Day account
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.15% |
| $25,000 - $49,999 | 0.20% |
| $50,000 - $99,999 | 0.30% |
| $100,000 - $199,999 | 0.40% |
| $200,000 - $499,999 | 0.50% |
| $500,000 + | 0.10% |
Savings & Checking
- $5 minimum deposit to open Savings, Christmas Club and Kids First Savings accounts
- $50 minimum deposit to open a No Strings Checking account
- $100 minimum deposit to open an IRA Savings account
| Share | APY |
|---|---|
| Savings (All Balances) | 0.10% |
| No Strings Checking Daily Average Balance $1 - $500 $501 + | 5.00% 0.05% |
| IRA Savings ($100 Avg. Daily Balance) | 0.25% |
| Christmas Club (All Balances) | 0.10% |
| Kids First Savings Daily Average Balance $1 - $500 $501 + | 5.00% 0.25% |
*Certain restrictions apply. Please call 319.362.3171 for more information.
> Annual percentage yield (APY) assumes dividends and interest are compounded and credited monthly.
> All rates are variable and subject to change at any time.