View the most recent rates available for First Federal Credit Union accounts, including savings accounts, money market accounts, certificates and checking accounts.
Rates effective as of October 1, 2018
Certificate Specials
| Term | >$10,000 APY |
|---|---|
| 10 Month | 2.25%* |
| 15 Month | 2.50%* |
| 28 Month | 3.00%* |
| 39 Month | 3.25%* |
*Penalty may be imposed for early withdrawal
*Minimum Deposit of $10,000
Fed-Up Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10%* |
| $10,000 - $249,999 | 1.70%* |
| $250,000+ | 0.10%* |
*Minimum Deposit of $10,000
Personal Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $499,999 | 1.00% |
| $500,000 + | 0.10% |
Business/Entity Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $499,999 | 0.70% |
| $500,000 + | 0.10% |
C-Day Checking Rates
- Minimum of $50 to open a C-Day account
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.15% |
| $25,000 - $49,999 | 0.25% |
| $50,000 - $99,999 | 0.35% |
| $100,000 - $199,999 | 0.45% |
| $200,000 - $499,999 | 0.55% |
| $500,000 + | 0.10% |
Savings & Checking
- $5 minimum deposit to open Savings, Christmas Club and Kids First Savings accounts
- $50 minimum deposit to open a No Strings Checking account
- $100 minimum deposit to open an IRA Savings account
| Share | APY |
|---|---|
| Savings (All Balances) | 0.10% |
| No Strings Checking Daily Average Balance $1 - $500 $501 + | 5.00% 0.05% |
| IRA Savings ($100 Avg. Daily Balance) | 0.25% |
| Christmas Club (All Balances) | 0.10% |
| Kids First Savings Daily Average Balance $1 - $500 $501 + | 5.00% 0.25% |
*Certain restrictions apply. Please call 319.362.3171 for more information.
> Annual percentage yield (APY) assumes dividends and interest are compounded and credited monthly.
> All rates are variable and subject to change at any time.