View the most recent rates available for First Federal Credit Union accounts, including savings accounts, money market accounts, certificates and checking accounts.
Rates effective as of December 1, 2018
Fed-Up Money Market
| Daily Average Balance | APY |
|---|---|
| $10,000 - $249,999 | 2.00%* |
| $250,000+ | 0.90%* |
*Minimum Deposit of $10,000. $1,000 minimum balance or $5 per monthly fee if balance falls below the minimum balance requirement. Six total withdrawals per month, $5 per transactions fee above the maximum number of withdrawals or checks. Dividends will be compounded every month.
Certificate Specials
| Term | >$10,000 APY |
|---|---|
| 11 Month | 2.25%* |
| 19 Month | 2.50%* |
| 28 Month | 3.00%* |
| 39 Month | 3.25%* |
*Penalty may be imposed for early withdrawal
*Minimum Deposit of $10,000
Fed-Up Money Market
| Daily Average Balance | APY |
|---|---|
| $10,000 - $249,999 | 2.00%* |
| $250,000+ | 0.90%* |
*Minimum Deposit of $10,000. $1,000 minimum balance or $5 per monthly fee if balance falls below the minimum balance requirement. Six total withdrawals per month, $5 per transactions fee above the maximum number of withdrawals or checks. Dividends will be compounded every month.
Personal Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $499,999 | 1.00% |
| $500,000 + | 0.10% |
Business/Entity Money Market
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.35% |
| $25,000 - $499,999 | 0.70% |
| $500,000 + | 0.10% |
C-Day Checking Rates
- Minimum of $50 to open a C-Day account
| Daily Average Balance | APY |
|---|---|
| $1 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.15% |
| $25,000 - $49,999 | 0.25% |
| $50,000 - $99,999 | 0.35% |
| $100,000 - $199,999 | 0.45% |
| $200,000 - $499,999 | 0.55% |
| $500,000 + | 0.10% |
Savings & Checking
- $5 minimum deposit to open Savings, Christmas Club and Kids First Savings accounts
- $50 minimum deposit to open a No Strings Checking account
- $100 minimum deposit to open an IRA Savings account
| Share | APY |
|---|---|
| Savings (All Balances) | 0.10% |
| No Strings Checking Daily Average Balance $1 - $500 $501 + | 5.00% 0.05% |
| IRA Savings ($100 Avg. Daily Balance) | 0.25% |
| Christmas Club (All Balances) | 0.10% |
| Kids First Savings Daily Average Balance $1 - $500 $501 + | 5.00% 0.25% |
*Certain restrictions apply. Please call 319.362.3171 for more information.
> Annual percentage yield (APY) assumes dividends and interest are compounded and credited monthly.
> All rates are variable and subject to change at any time.