First Federal Credit Union


Welcome to Charity Checking, the only checking account designed to reward you AND you help a local charity with every point-of-sale PIN transaction greater than $10.  

Charity Checking

The more you use your PIN for purchases, the more Charity Checking rewards you earn – AND a local charity earns!  Enjoy all the benefits of Charity Checking with an opening deposit of just $50.

Charity Checking Features:

  • No minimum balance – ever!
  • No monthly service charge – ever!
  • FREE Visa Debit Card with Chip Technology
  • Free Online Banking, Bill Pay and Mobile Deposit
  • Over 30,000 FREE Nationwide ATMs
  • Charity Rewards accumulate in place of dividends
  • Overdraft Reserve limit of $500 (subject to approval)


Charity Checking Reward Features

With CHARITY CHECKING, every debit card transaction $10 or greater where a Personal Identification Number (PIN) is used at a point-of-sale terminal  (e.g. at a retailer, restaurant, gas stations, etc.) will earn a reward for the benefit of the card holder.  Rewards will accumulate with the account the debit card is linked with.  Accumulated CHARITY CHECKING Rewards will be paid on an annual basis on or before November 30th of each calendar year.  It’s simple:  the more you use your debit card PIN, the more you will earn in CHARITY CHECKING rewards!


Contributions to Local Charities

Every time you use your debit card PIN for a point-of-sale transaction, you will also be earning REWARDS for a local charity.  A local charity will be selected each calendar quarter to receive the matching REWARDS from qualifying activity from all Charity Checking accounts. Charities may be selected based on member surveys and input, organization need, community impact or other factors.  

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