Keeping Your Debit Card Safe

Your debit card is a gateway to your hard-earned money, making its safety a top priority. Follow these simple but effective steps to keep your debit card protected from unauthorized use:

1. Safeguard Your PIN: Never share your Personal Identification Number (PIN) with anyone. Avoid writing it down or storing it in your phone. When entering your PIN at an ATM or point-of-sale terminal, shield the keypad to prevent others from seeing it.
2. Monitor Your Accounts Regularly: Keep a close eye on your account activity through online banking or mobile apps. Quick detection of unauthorized transactions allows you to report issues promptly and minimize potential losses.
3. Be Cautious with Card Details: Avoid sharing your card number, expiration date, or CVV code over the phone or email unless you are certain of the recipient’s credibility. Fraudsters often use deceptive methods to trick cardholders into disclosing sensitive information.
4. Use Secure Websites and Devices: When shopping online, ensure the website is secure (look for “https” in the URL). Keep your devices updated with the latest security patches to reduce the risk of malware.
5. Report Lost or Stolen Cards Immediately: If your card is lost, stolen, or you notice suspicious activity, contact First Federal Credit Union immediately to freeze your account and prevent unauthorized access.