Credit Cards

CreditCardB_957X417

Pack Your Wallet With More Buying Power

Visa Classic First Federal Credit Union’s Visa Classic card has a fixed interest rate of 11.99% APR, no annual fee and a 25-day interest-free grace period on purchases. Minimum payments are only 2.50% of your balance each month. To apply for a Visa Classic® complete the loan application on our website.

Visa Platinum First Federal Credit Union’s Visa card has a fixed interest rate of 9.8% APR, no annual fee and a 25-day interest-free grace period on purchases. To apply for a Visa Platinum complete the loan application on our website. Not all credit cards are created equal. Some have higher interest rates. Some have higher annual fees. And some have lower credit limits. That’s why we would like you to take our First Federal Credit Union Credit Card Potential Test. Just answer a few easy questions about your situation and compare your score to the Credit Card Potential Guide. You may find that you’re eligible for a higher credit limit with our credit card. With a higher credit limit, you’ll have more flexibility for purchases, vacations, and cash advances… and you may be able to consolidate other credit card balances as well. You may want to order your Credit Report first to make sure you’re in good standing. Then apply today by calling us at 319.362.3171 or fill out our Secure Credit Card Application. We’ll get back to you right away with the answer you need. It’s quick. It’s easy. It’s the way we do business. Get your credit card account information by clicking here.  

 

Protect Your Cards

To prevent any loss of funds, it is important that you monitor your account to identify any unusual or unauthorized activity.   Keep in mind that if you do experience fraud, VISA or MasterCard has a Zero Liability Policy. The cardholder is not financially responsible for fraudulent signature purchases if you report unauthorized changes no later than 60 days after the statement date in which the transaction appeared. Protect your debit and/or credit card against unauthorized use of your card while shopping online at participating merchants. Enroll by clicking the links below to enroll in the service. You will have the added confidence knowing your debit and/or credit cards are protected.

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
4.125%
APR
4.251
Points
.25
15 Year Fixed
Rate
3.25%
APR
3.426
Points
0
5 Year Fixed/ARM
Rate
2.875%
APR
3.185%
Points
0
10 Year Fixed/ ARM
Rate
3.625%
APR
3.893%
Points
0.00
Mortgage Loan Officer

Please call 319.362.3171 for rates and products not displayed. Rates are based on the following assumption: Loan amounts between $126,000 – $417,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.