Auto Loans

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Put Yourself In the Driver’s Seat With A First Federal Credit Union Auto Loan

First Federal Credit Union offers low rates for both new and used vehicles. Before you shop, get pre-approved. Pre-approval gives you more bargaining power when shopping for a new vehicle. To talk with a loan officer call 319.362.3171 or 319.743.7806, or simply stop by one of our convenient locations. See loan rates for current rate information. To apply for a consumer loan, complete an online loan application.

With a First Federal Credit Union Auto Loan, dealers will view you as a cash customer and you’ll be in a much better bargaining position. You’ll have the ability to negotiate a better vehicle price and, in most cases, drive away the same day.

Here’s how to get started:

  1. First, take our One-Minute Auto Loan Test. You may be surprised to find out how much more car you can drive.
  2. Order your Credit Report to make sure you’re in good standing.
  3. Apply for pre-approval with our Quick Loan Request, or call us at 319.362.3171 or 319.743.7806. We’ll get back to you right away with the answer you need.
  4. Call or visit a local auto dealer to get a price quote on the vehicle you want. Of course you’ll want to let the dealer know that you’ll be financing your vehicle with us, AFTER you’ve made your best deal.

With a First Federal Credit Union Auto Loan, you’ll get reasonable rates and a flexible repayment plan. We’ll also help you figure out what financing program is right for you.

 

Not sure what your vehicle is worth…find the value of your car at NADA New & Used Car Pricing Guide!

 

Mortgage RatesIcon For: Mortgage Rates

30 Year Fixed
Rate
4.125%
APR
4.251
Points
.25
15 Year Fixed
Rate
3.25%
APR
3.426
Points
0
5 Year Fixed/ARM
Rate
2.875%
APR
3.185%
Points
0
10 Year Fixed/ ARM
Rate
3.625%
APR
3.893%
Points
0.00
Mortgage Loan Officer

Please call 319.362.3171 for rates and products not displayed. Rates are based on the following assumption: Loan amounts between $126,000 – $417,000. A 75% Loan-to-Value ratio. Credit Score of 720 or higher. Subject to approval.