KGYM Textline Offer

Open An Account OnlinE IN MINUTES!

Enjoy an extra $200 in your pocket when you open either a CHARITY CHECKING or CHOICE CHECKING account!

For a limited time, open a First Federal Credit Union CHARITY CHECKING or CHOICE CHECKING account and establish a direct deposit or use your debit card and we'll pay you $200 CASH!!

Each checking account features:

  • No minimum balance - ever!
  • No monthly service charge - ever!
  • FREE Visa Debit Card with Chip Technology
  • Free Online Banking, Bill Pay and Mobile Deposit
  • Over 30,000 FREE Nationwide ATMs
  • Overdraft Reserve limit of $500 (subject to approval)


Charity Checking Reward Features

With CHARITY CHECKING, every debit card transaction $10 or greater where a Personal Identification Number (PIN) is used at a point-of-sale terminal (e.g. at a retailer, restaurant, gas station, etc.) will earn a reward for the benefit of the card holder. Rewards will accumulate with the account the debit card is linked with. Accumulated CHARITY CHECKING Rewards will be paid on an annual basis on or before November 30th of each calendar year. It's simple: the more you use your debit card PIN, the more you will earn in CHARITY CHECKING rewards!

Contributions to Local Charities

Every time you use your debit card PIN for a point-of-sale transaction, you will also be earning REWARDS for a local charity. A local charity will be selected each calendar quarter to receive the matching REWARDS from qualifying activity from all Charity Checking accounts. Charities may be selected based on member surveys and input, organization need, community impact or other factors.


Choice Checking Features

Are you interested in earning interest every month on your account balance? Choice Checking will pay based on the balance in your account: the more you keep on deposit, the higher the rate of interest you will earn! This is the account for those that may not use a debit card frequently or for members that keep higher balances in their account. Ask for current rates or visit

*Checking account offer is for members who currently do not have a First Federal Credit Union checking account. Text line confirmation must be presented at time of account opening. $200 will be paid after a direct deposit of $300 or more has been made into the account OR after 10 debit card point-of-sale PIN transactions ($10 transaction minimum).