Checking & Savings Accounts

Home Deposits Checking & Savings

Choose the Account that Best Meets Your Needs

We believe in offering our members a variety of options for how they’d like to handle their money. 

Whether you’re looking for an account that allows you to save for the future or one that allows you to access your money whenever you need it, there’s a deposit account for you at First Federal Credit Union.  

 

Which Account is Right for You?

Compare our checking and savings below. If you need help deciding which account is best for you, our employees at either of our branches will gladly help you out!

View Branch Information

Have a savings goal? Make sure you're on the course for success!

 

 No Strings CheckingShare SavingsChristmas ClubKids FIRST Savings
This account is for you if...You want a checking account that features mobile banking, debit card and earned rewards.You want to have money saved away for a special purchase or unexpected expenses.You want to save money throughout the year to pay for holiday gifts.You want to teach your child responsible saving habits.
How to get startedStop by one of our branches with at least $50 to open the accountStop by one of our branches with at least $5 to open the accountStop by one of our branches with at least $5 to open the accountStop by one of our branches with at least $5 to open the account
The best thing about this accountAccount earns 5% APY on the first $500 in your account and keeps earning a rate of .05% APY on balances greater than $500. FREE* ATM transactions at thousands of ATMs in Iowa and NationwideFREE* Online Banking and Mobile Banking to easily check your balanceA check is automatically mailed to you in November for holiday shoppingAccount earns 5% APY on the first $500 in your account and keeps earning a rate of .25% APY on balances greater than $500.
Other important things to knowNo monthly services charges or balance requirements; Unlimited check writing; FREE* Access to Online and Mobile Banking; EMV Visa® Debit Card with no annual fee: Account includes Visa® Debit Card; Stated rate is paid on the entire account balance; Gain access to nationwide network of MoneyPass ATMsStated rate paid on the entire balance of account; Account is NCUA-insured; Deposit money at any timeNo monthly service fees or balance requirements; Stated rate accrues daily and pays monthly; Parents act as joint owner of account with full access
  • Stated rate may change after account is opened
  • Fees could reduce earnings on the accounts
  • Add the Deposit Rates Disclaimer asset from asset library