Savings Rates
| Share Savings Accounts |
APY |
Share Savings $100 Avg. Daily Balance |
.50% |
Share Draft $2500 Avg. Daily Balance |
.25% |
IRA Savings $100 Daily Balance |
.50% |
| Christmas Club |
.75% |
| Money Market Savings |
APY |
| Balance Range |
| $100 - $999 |
.50% |
| $1,000 - $2,499 |
.65% |
| $2,500 - $4,999 |
.75% |
| $5,000 - $9,999 |
.80% |
| Over $10,000 |
.85% |
| C Day Account |
APY |
| Balance Range |
| $1,000 - $2,499 |
1.50% |
| $2,500 - $9,999 |
1.55% |
| $10,000 - $24,999 |
2.00% |
| $25,000 - $49,999 |
2.10% |
| $50,000 - $99,999 |
2.35% |
| $100,000 - $149,999 |
2.55% |
| $150,000 - $199,999 |
2.55% |
| $200,000 & above |
2.60% |
| Term Share Certificate |
| Balances of $1,000 |
| 3 Month |
1.65% |
| 6 Month |
1.85% |
| 9 Month |
2.05% |
| 12 Month |
2.05% |
| 24 Month |
2.25% |
| 36 Month |
2.50% |
| 48 Month |
2.75% |
| 60 Month |
3.40% |
| Balances of $10,000 |
| 3 Month |
1.90% |
| 6 Month |
2.10% |
| 9 Month |
2.30% |
| 12 Month |
2.30% |
| 24 Month |
2.50% |
| 36 Month |
2.75% |
| 48 Month |
3.00% |
| 60 Month |
3.65% |
|
|
Lending Rates
| Vehicle Loans |
APR |
| New Vehicle |
| 36 Month |
5.24% |
| 48 Month |
5.48% |
| 60 Month |
5.98% |
| 72 Month |
6.50% |
| 84 Month |
7.50% |
| 96 Month |
7.75% |
| Used Vehicle |
| 24 Month |
5.75% |
| 36 Month |
5.75% |
| 48 Month |
6.00% |
| 60 Month |
6.50% |
| 84 Month |
8.00% |
| 96 Month |
8.25% |
| Home Equity |
| Fixed Rate: Open-End |
| 36 Month |
6.90% |
| 48 Month |
6.90% |
| 60 Month |
7.00% |
| 84 Month |
7.50% |
| 120 Month |
7.50% |
| 180 Month |
7.50% |
| Variable Rate: Open-End |
Up to 15-year (30-year available upon request) |
5.00% |
| (Prime Rate Less 0.25%) |
| Home Improvement (Tack-On) |
APY |
| Up to 84 Months |
11.00% |
| Personal Loans (Unsecured) |
APY |
| Up to 84 Months |
11.00% |
| Mastercard/Visa (effective 7-14-06) |
APY |
| |
11.99% |
| Mobile Home (15 year) |
| 11.75% |
| CD Secured |
| 2% above certification rate. |
|