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Online Banking

Online Banking users, welcome to Virtual Branch.

On December 14th, 2011 be prepared to have your online banking experience enhanced with Virtual Branch. Virtual Branch is a new way to doing your online banking with First Federal. There will be many things that will remain the same, but much more, you will realize the things that are different. Virtual Branch is going to change your online banking experience.

Previous Online Banking Users:

Your Logon ID is your account number and the Security Code is your password. You will be prompted to change your password.

Click to log in:

Real Time Transactions

See all your account balances, account transactions, and make transfers to all your accounts in real time. See everything we see. No more delay.

Account and Transfer Options

View and transfer to all your accounts with Virtual Branch. No more separate login for multiple account numbers. Set recurring transfers for account to account or account to loan transfers.

Mobile Money

Watch your balances, transactions, make transfers, and pay bills online with your mobile phone. iPhone App and other phone Apps coming soon.


Get your statement faster with e-statements.

CheckFree Bill Pay

Pay your bills online with CheckFree.

With Virtual Branch, you have the control and convenience of managing your account 24/7. For questions, please contact us at

Online Banking Issues?

Online Banking may be down for end of day processing between 5:00 p.m. and 5:45 p.m.
Monday - Thursdays and Fridays from 6:00 p.m. - 6:45 p.m.

We also may be down for maintenance immediately following the last day fo the mongy or the Friday before the last day of the month.

Check the following documents if you are having issues with Online Banking:

PDF File How To Locate Your Computer’s Internet Browser and its Version

PDF File Enhanced Authentication - Browser Checklist

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