Fee Schedule
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

ATM/Debit Card Fees
Debit card annual fee (no transaction limitations) FREE
Online Banking (HFS) FREE
Online Bill Pay FREE
Replace lost ATM Card $5.00
ATM card annual fee $12.00
ATM card transactions in excess of 15 transactions per month $0.50/transaction

Share Draft Checking
Automatic overdraft transfer from basic Share account $3.00/transfer
Share Draft Basic Checking FREE
Share Draft Business Checking $15.00/month
Draft/Check Printing (first 50 free with new account) Varies depending on draft order
Dormant Account Fee $10.00 per year
Temporary Drafts $1.00 per book of 8

Wire Transfers
Domestic Wire Transfer (outgoing) $22.00
Foreign Wire Transfer (outgoing) $42.00

Cashier's Check
Cashier's Check
(When made payable to account owner or joint owner)		 FREE
Cashier's Check
(When made payable to third party)		 $3.00

Traveler's Checks
Traveler's Checks $2.00/$100
Traveler's Checks - dual signature $2.00/$100

Miscellaneous
Deposited Checks (and other items) returned unpaid $25.00
Overdraft (each debit or draft paid) $25.00
Nonsufficient Funds Items (each) $25.00
Account Activity Printout (first page free) $1.00/per page
Account Research and Balance Assistance $10.00/hour ($10.00 min.)
Stop Payment (preauthorized payments) $20.00/item
Stop Payment (checks) $20.00/sequence
(checks in sequential order)
Photocopy of Statement $1.00/page
Copy of Draft $3.00/item

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