First Federal Credit Union :: Fee Schedule
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Fee Schedule
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

ATM/DEBIT CARD FEES
VISA DEBIT CARD Annual Fee (no credit transaction limitations) FREE
MASTERCARD DEBIT CARD Annual Fee (C-DAY ONLY) (no credit transaction limitations) FREE
BASIC ATM CARD Annual Fee (savings only) $12.00/Year
Replacment BASIC ATM CARD $5.00
ATM/DEBIT CARD Transactions in excess of 15/month (ATM Based)(Excludes C-DAY Mastercard) $0.50/Transaction

SHARES/SHARE DRAFT CHECKING
Personal SHARE DRAFT CHECKING FREE
Personal C-DAY SHARE DRAFT CHECKING FREE
Business SHARE DRAFT CHECKING $15.00/Month
Draft/Check Printing (1st box free with new account - 150 checks) varies on order
Temporary Checks $0.25/Check
OVER DRAFT Protection (automatic transfer from regular share savings) $3.00/Transfer
Non Sufficent Funds (NSF)/Overdrafts (paid & unpaid items) $25.00/Item
Draft/Check Stop Payment (applies to multiple items) $20.00
ACH Stop Payment (Pre-Authorized Payments) $20.00/Item
Dormant Account Fee (no forwarding address for EOY statement) $10.00/Year
Copy of Draft $3.00/Item
Statement Copy $1.00/Page
Account Activity Printout (first page free) $1.00/Page

ONLINE BANKING
Online Banking (HFS) FREE
Online Bill Pay FREE
E-Statements FREE

CASHIER'S CHECKS
Cashier's Check (when payable to account owner or joint owner) FREE
Cashier's Check (when payable to third party) $3.00/Check
Stop Payment on Cashier's Check $25.00/Check

WIRES
Incoming Wire FREE
Outgoing Domestic Wire $25.00/Wire
Outgoing Foreign Wire $50.00/Wire

MISCELLANEOUS
Deposited Checks (and other items) returned unpaid $25.00/Item
Check Conversion (Personal Check into Cashiers Check) $25.00/Item
Pre-Paid Visa Gift Card $2.00/Card
Account Research and Balance Assistance $10.00/Hour($10.00 Min)
ACH Origination (set-up/change) $25.00 Set-up fee/Change
IRA Maintenance Fee $40.00/Year
Garnishment/Judgement/Levy Processing $100.00

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